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Affordable medical aid

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Life insurance cover

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Estate planning

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& delivered at PostNet
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Never settle for the status quo

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Get financial advice that meets your context

“Live within your means” is sage advice, right?
But then why are we encouraged to go big or go home?
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Medical aid

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Life insurance

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Car & home insurance

Protects the things you love, and keeps you safe.

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Advised clients on average get 3% higher annual returns on their investments.

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83% of advised South Africans stay financially secure during tough times.

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Join the 90% of South Africans who get real value from financial advice.

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*Source: Financial Planning Institute, The Adviser Advantage

Partner with a financial adviser

Your dreams, our expertise.

Team up with a skilled financial adviser and discover the power of #AdviceForSuccess. 

Together, you’ll create a personalised financial plan designed to help you conquer challenges, sidestep costly mistakes, and stay laser-focused on turning your dreams into reality.

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Solutions to help build your
financial dreams

Find affordable medical aid options for you or your family, starting from R589 per month.

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MEDICAL AID

Medical aid plans

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Secure your family’s future with affordable life cover and save up to 35% on your monthly premium.

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LIFE INSURANCE

Life cover

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Get flexible cover for your car and home and earn up to 30% cash back on your premiums yearly, even if you claim.

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SHORT-TERM INSURANCE

Car & home insurance

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Suitable investment solutions to meet your needs and build your wealth.

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INVESTMENTS

Local & offshore investing

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Save for retirement, a child's education and more with our savings plan options, and get rewarded for staying invested.

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SAVINGS

Long-term savings plans

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Protect your loved ones from legal and financial burdens upon death with Will-drafting and estate administration services.

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WILLS, TRUSTS & ESTATES

Estate planning

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Find affordable medical aid options for you or your family, starting from R589 per month.

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Medical aid

Medical aid plans

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Protect yourself from medical aid shortfalls and uncovered hospital costs from R259 per month.

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Medical Aid

Gap cover

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Join HealthReturns for free on any Momentum medical aid plan and earn up to R1 000 in HealthReturns monthly, for staying healthy.

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Rewards

HealthReturns

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Get flexible cover for your home and belongings and earn up to 30% cash back on your premiums yearly, even if you claim.

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SHORT-TERM INSURANCE

Home & Building insurance

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Get affordable car insurance and enjoy exclusive benefits, including free roadside, home, medical and legal assistance 24/7/365.

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SHORT-TERM INSURANCE

Car insurance

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Cover your business against unforeseen incidents, loss, or damage.

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Short-term insurance

Business insurance

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Join for free with your Momentum car and home insurance and earn up to 30% cash back on premiums yearly, even if you claim.

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Rewards

Safety Returns

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Secure your family’s future with affordable life cover and save up to 35% on your monthly premium.

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LIFE INSURANCE

Life cover

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Tailor your disability cover benefits to your needs with a lump sum payment, monthly payments or a combination of both.

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LIFE INSURANCE

Disability cover

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Guaranteed monthly income when you’re unable to work with income protection cover that helps you save monthly premiums.

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LIFE INSURANCE

Income protection cover

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Secure peace of mind with financial cover for in-and-out of hospital costs in the event of critical illness diagnosis.

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LIFE INSURANCE

Critical illness cover

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Get up to 35% off your monthly life insurance premium with LifeReturns quick in-App health screening.

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REWARDS

LifeReturns

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Offer guaranteed solutions to protect your retirement income against inflation, change in interest rates and more.

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INVESTMENTS

Guaranteed solutions

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Invest in your golden years with a range of retirement investment options and income solutions if you’re nearing retirement.

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INVESTMENTS

Retirement investing

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Benefit from our range of tax-free investment solutions to grow your funds.

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INVESTMENTS

Tax-free investing

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Diversify your investments with our market-leading offshore investment solutions to preserve and grow your wealth.

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INVESTMENTS

Offshore investing

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Save for retirement from only R500 a month with retirement annuities and long-term savings plans and reduce taxes on your saving.

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SAVINGS

Retirement savings plan

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Save for any long-term goal from R500 a month with 5-year savings plan options and get rewarded for staying invested.

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SAVINGS

Personal savings plan

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Save for your child’s education from just R500 a month with education savings plans that reward you for staying invested.

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SAVINGS

Education savings plan

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Stay invested in a savings plan for 5 years and get rewarded with a bonus which pays back most of your administration fees.

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REWARDS

Loyalty bonus

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Draft your Will in 10 minutes. Get it printed, signed and couriered to us for safekeeping from a PostNet store – for free!

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WILLS, TRUSTS & ESTATES

Get a free Will online

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Partner with a financial adviser for an executable Will tailored to your circumstances and kept in safe custody.

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WILLS, TRUSTS & ESTATES

Will-drafting services

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Get peace of mind with specialised services to correctly execute a Will and settle a deceased estate.

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WILLS, TRUSTS & ESTATES

Estate administration

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Preserve your legacy for future generations with tailored succession planning solutions.

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WILLS, TRUSTS & ESTATES

Trust administration

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Covers costs of settling your estate, including admin fees at an affordable monthly premium.

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WILLS, TRUSTS & ESTATES

Estate Provider Benefit

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Join HealthReturns for free on any Momentum medical aid plan and earn up to R1 000 in HealthReturns monthly, for staying healthy.

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REWARDS

HealthReturns

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Get up to 35% off your monthly life insurance premium with LifeReturns quick in-App health screening.

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REWARDS

LifeReturns

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Join for free with your Momentum car and home insurance and earn up to 30% cash back on premiums yearly, even if you claim.

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REWARDS

Safety Returns

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Stay invested in a savings plan for 5 years and get rewarded with a bonus which pays back most of your administration fees.

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REWARDS

Loyalty bonus

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Market-leading insurance rewards

Since she moved to Momentum, Lerato doesn’t have to pay a monthly subscription to start earning rewards – they’re included in each product! Discover ways to spend and maximise your HealthReturns, Safety Returns and LifeReturns rewards.

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  • Medical aid
  • Car & home insurance
  • Life insurance

Medical aid

Through Multiply, Lerato earns up to R1 000 in HealthReturns each month with her medical aid.

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Car & home insurance

By joining Safety Returns, Lerato can earn up to 30% cashback on her car insurance premiums.

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Life insurance

With LifeReturns Lerato can save up to 35% on her life insurance premiums each month.

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In the spotlight

Get the inside scoop! Stay ahead with the latest news, special offers, and smart financial tips - because better decisions start here.

  • BUDGET SPEECH 2025

    Success is advised, not searched

    Stop guessing and start knowing. Get instant access to the key highlights, full transcripts and expert insights from the Budget Speech.

    Learn more
  • MOMENTUM MEDICAL SCHEME

    News24’s Medical Scheme of the Year!

    We've been named Medical Scheme of the Year by News24 - recognising our commitment to innovation, affordability, and member well-being.

    Learn more
  • JOURNEYS TO SUCCESS

    Financial advice that fits - because one size never does

    Momentum’s latest campaign highlights our commitment to financial advice, ensuring every client’s journey is guided by context and tailored to their needs.

    View TV commercial
  • FINANCIAL ADVICE

    The right advice matters

    Empower your financial success. Speak to a financial adviser to protect what matters, grow your wealth, and secure your financial future.

    Speak to an adviser
  • Momentum Body Age

    Calculate your Body Age in a few easy steps

    Answer a few lifestyle questions to calculate your Body Age and discover if you're young-at-heart or at risk of disease.

    Learn more

Latest blog articles

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6 Reasons budgeting helps you reach savings goals

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Shopping trolley icon

2 million

products held by retail clients

Family icon

R6,5 billion

paid in life claims during 2023

Employee icon

16 000 +

Momentum Group total employees

House and building icon

1,6 million

members and more than 6 800 corporate clients

Client success stories

My partner and I looked for medical aid schemes that fit our needs. When I saw the Momentum movement, I had to explore the medical scheme! I love how flexible it is and how it fits our budget. Also, the cash backs? I live in the gym and travel a lot, so earning on travel, fitness, and groceries is a plus. The benefits - plus doctors in our pockets 24/7 make it so essential in these times.

Matilda Molepo

Thank you for the outstanding service over the past 8+ years. From handling claims to inquiries, to being so persistent about downloading the Momentum App. I’ve now downloaded it and registered for safety rewards. I appreciate that you always have my best interests at heart. I honestly can’t imagine any other provider offering a better experience. You go the extra mile!

Kyle Reeves

Thank you for taking the issue of my Investo contract to heart. Being a disabled person, this means the world to me. After speaking to so many others about the compliance issues, you listened to my frustrations with sincerity.

Jesmine Johnson

Latest awards



Momentum Medical Scheme.

Health

Health

Scheme of the Year award



Voted most watched masterclass for Outlook Pensions 2023 on AssetTVSA.

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Investments

Asset TV Awards
2024



Recognised as an AskAfrika Icon Brand winner in the Building & content Insurance category for 2023/2024.

Ask Afrika Icon Brand

Momentum insure

Ask Afrika Icon
2024/2023

View all awards

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