Home & Building insurance
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Why is household insurance important?
![A husband and wife standing in their living room holding buckets to catch the water falling from the ceiling. The husband is on the phone with his insurance company.](https://sls-fresco.momentum.co.za/files/images/car-and-home/home-contents-insurance.jpg)
Anything can happen to your home and its contents, making planning for the unexpected a necessity. With home contents insurance, you can get cover on your home valuables against theft or damage.
Momentum Insure’s home contents insurance
![A family of five sitting on their couch in the lounge watching TV.](https://sls-fresco.momentum.co.za/files/images/car-and-home/what-we-cover.jpg)
What we cover
At Momentum Insure, we cover all personal possessions in your home that belong to you and members of your household. These specifically refer to items that remain in your home, and do not leave your home when travelling. This includes cover for loss or damage to household goods temporarily removed from your home.
![A woman in a check shirt kneeling to mop up water with an absorbent sponge leaking from the pipe from the wall.](https://sls-fresco.momentum.co.za/files/images/car-and-home/incidents-we-protect.jpg)
What incidents we protect you from
Any loss or damage that occurs from burglary, fire, explosion, acts of nature, subsidence, and burst pipes and geysers.
![A lady in a red jersey stands opposite her claims assessor, holding a clipboard, looking at her ceiling damage after a heavy storm. The lady has home insurance with Momentum Insure.](https://sls-fresco.momentum.co.za/files/images/car-and-home/building-insurance.jpg)
Building insurance
Additional comprehensive homeowners cover includes loss or damage to buildings caused by fire, explosion, acts of nature, impact, and theft. Building cover includes the cost of hiring security guards to prevent further damage following an insured event. Compensation for amounts owed to local authorities for loss of water due to leaking pipes.
Home and Building insurance quotes
Whether you’re focused on creating wealth or looking to protect your hard-earned valuables, we offer a range of home insurance solutions to suit your needs. Simply start by getting a home and building insurance quote.
Find the right home insurance cover to suit your needs
Momentum Insure’s home insurance solutions have been designed to protect you and your loved ones and the things you value the most.
![A small, happy family of three interacting in a living room as dad eats his lunch and mom plays with the kid.](https://sls-fresco.momentum.co.za/files/images/car-and-home/select-product.jpg)
Momentum Select
Affordable insurance cover that does more than just protect the things you love, Momentum Select protects you and those you love too.
![A mum and her 2 children sitting on the couch all embracing and keeping close to her.](https://sls-fresco.momentum.co.za/files/images/car-and-home/priceless-product.jpg)
Momentum Priceless
Car cover for the person who is focused on creating wealth and protecting their hard-earned vehicle.
![A man in a blue suit, white shirt and blue tie standing next to his car looking at his phone while smiling as his personalised car and home insurance quote was just sent through.](https://sls-fresco.momentum.co.za/files/images/car-and-home/envoy-product.jpg)
Momentum Envoy
Designed for the high net worth individual, Momentum Envoy understands the importance of reputation, trust, expert advice and that personal touch.
Benefits and rewards
Enjoy the Momentum Safety Returns rewards program and our industry-leading features like Safety Alert and Momentum Assist, wherever you are.
Related products
Home & Building insurance
Get home contents insurance and buildings Insurance for unmatched peace of mind.