Home & Building insurance

In South Africa, households face a unique set of risks – from frequent power outages that can damage appliances, to rising burglary rates and extreme weather events like storms, floods, and fires. Home insurance ensures that both your house and household contents are financially protected against these unexpected events. Beyond covering damage or loss, it gives you peace of mind knowing your biggest asset – your home – is safeguarded in an environment where risks can be high.

Home insurance usually refers to the overall protection for your property, while house insurance covers the physical structure. Building insurance focuses on the walls, roof, and fixtures. Momentum Insure offers all these options in one flexible cover.

Home or house contents insurance protects the belongings inside your house – such as furniture, appliances, electronics, and personal items – against risks like theft, fire, floods, and accidental damage. It ensures that if something happens to your possessions, you can replace or repair them without facing the full financial cost.