Ingwe Option
Get affordable medical aid cover with the Ingwe Option. It’s great if you’re a first-time earner or a student needing affordable medical aid cover in South Africa. Even though it’s an entry-level medical aid plan, you get hospital and day-to-day cover and chronic illness benefits when you use the network providers.
- Affordable access to entry-level cover.
- Hospital cover from Any hospital, the Ingwe Network or Ingwe Connect Network of private hospitals.
- Your contribution is based on your income and family composition.
R589 per month
Choose hospital cover from these providers
The Ingwe Option provides affordable access to entry-level hospital cover with no overall annual limit. You can save on your contribution depending on your choice of provider:
Connect Network hospitals
This is a specific network of private hospitals that you can select for your hospitalisation cover.
Ingwe Network of hospitals
Save on your monthly contributions by using a specific network of private hospitals.
Any private hospital
These are private hospitals within South Africa.
Chronic and Day-to-day Benefits
For chronic treatment and Day-to-day Benefits, such as GP visits or prescribed medicine, you need to use:
Ingwe Primary Care Network
If you choose Ingwe Network your provider for Chronic and Day-to-day Benefits is Ingwe Primary Care Network .
Ingwe Active Network
If you choose Any private hospital, your Chronic and Day-to-day Benefits provider is Ingwe Active Network .
Connect Network hospitals
If you choose Connect Network hospitals, benefits are available from State facilities, unless otherwise indicated.
Health Platform Benefits
Health Platform Benefits are only available from your chosen Primary Care Network provider, except for health assessments, maternity programme benefits and baby immunisations, which are available at any healthcare provider. If you choose the Connect Network, you can access Health Platform benefits from any provider.
Ingwe Primary Care Network
If you choose Ingwe Network your Health Platform Benefits provider is Ingwe Primary Care Network .
Ingwe Active Network
If you choose Any private hospitals, your Health Platform Benefits provider is Ingwe Active Network .
Connect Network hospitals
If you choose Connect Network hospitals, benefits are available from State facilities, unless otherwise indicated.
What does the Ingwe
Option cover?
This is only a summary of our benefits. Read the Ingwe Option brochure for more details. Momentum Medical Scheme rules apply.
Compare medical aid options
Compare the cover and benefits of 2 Momentum Medical Scheme options side-by-side to find the most budget-friendly option to suit your needs.
Want to know more?
For more information on this option, download the relevant document below.
Added benefits
Convenient, innovative features, unique to our medical aid.
HealthSaver+
A voluntary savings account that works seamlessly with your medical aid. It pays for treatments and procedures not covered by your option.
R40 admin fee per year
Hello Doctor+
Get free expert health advice from qualified South African medical doctors through your phone or mobile device, 24/7/365.
Free
GapCover+
Gap cover helps you avoid unexpected shortfalls ffor hospitalisation and certain procedures performed out of hospital.
from R259 per month
+Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.
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2-minute questionnaire.