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![Parents enjoy a day outdoors with their young daughter. The daughter is standing in the middle of them with her hands on each parent's cheeks.](https://sls-fresco.momentum.co.za/files/images/life-insurance/life-insurance-hero-1-1.jpg)
Life insurance
Get affordable life insurance and save every month on your life insurance policy with LifeReturns®. Our advanced technology quickly assesses your health risk factors to calculate your personalised discount, so you quickly get the best possible life insurance policy premium. Move to one of the best life insurance companies in South Africa. Move to Momentum.
- Save up to 35% on your monthly premium with a personalised LifeReturns® premium discount.
- Secure a lump sum payout for your loved ones and ensure their financial security in the event of your passing.
- Protect your income in the event of permanent disability, serious illness, impairment or loss of income.
Our cover options
Protect what matters most with life insurance that fits your journey. Our flexible cover options are designed to support you at every stage of life, giving you the confidence to plan ahead.
Join one of South Africa's top life insurance providers—Momentum. Our policyholders trust us to provide financial security against life's uncertainties, from illness and injury to disability, loss of income, or passing. Take the next step towards a secure future. Get a life insurance quote online in only 3 minutes.
Momentum life insurance for you & your family
Select an affordable life insurance plan tailored to your needs. Enhance your cover with critical illness cover, disability cover, functional impairment cover or income protection cover for added peace of mind.
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Flexibility to structure benefits to suit your needs
Empowering you to choose your own cover according to what is important to you; be it leaving a legacy or protecting yourself from unexpected events.
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Truly the first of its kind with innovative benefits
We offer unique benefits and features in South Africa and the world, including LifeReturns, Longevity Protector and Breadth of Cover Guarantee.