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Young family of 4 playing with a soccer ball in the park. They have medical aid with Momentum Medical Scheme. Young family of 4 playing with a soccer ball in the park. They have medical aid with Momentum Medical Scheme.

Medical aid

Momentum Medical Scheme

As one of the most trusted medical aid schemes in South Africa, we can help you find the most affordable medical aid option to suit your individual or family needs, with industry-leading benefits.

Momentum Medical Scheme options

With Momentum Medical Scheme, you have access to a wide range of medical aid options and industry-leading benefits. Whether you’re a student looking for the most affordable medical aid, a young professional, or a breadwinner who needs extensive cover for your whole family in South Africa, we’ve got you covered.


Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.

from R1 847 per month

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.

from R2 353 per month

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.


from R3 060 per month

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R7 215 per month

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to
    R33 000 per beneficiary per year.

from R14 903 per month

Ingwe

  • Get affordable entry-level medical cover.

  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or Connect Network hospitals.


from R589 per month

Evolve

  • Hospitalisation at the Evolve Network of private hospitals (no overall annual limit).
  • 2 virtual doctors’ consultations.
  • 2 physiotherapist or biokineticist visits.
  • Additional day-to-day benefits are subject to HealthSaver+.

from R1 847 per month

Custom

  • Comprehensive hospital and chronic cover from Any or Associated providers.
  • Save on your contribution by electing to use a specific list of private hospitals.
  • Day-to-day benefits are subject to HealthSaver+.

from R2 353 per month

Incentive

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 10% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.


from R3 060 per month

Ingwe

  • Get affordable entry-level medical cover.

  • Choose to get treatment from Any hospital, the Ingwe Network of private hospitals, or Connect Network hospitals.


from R589 per month

Summit

  • Unlimited private hospital cover from Any provider.
  • Chronic cover available for an additional 36 conditions at Any provider.
  • Day-to-day benefits are covered up to
    R33 000 per beneficiary per year.

from R14 903 per month

Extender

  • Extensive hospital and chronic cover from Any or Associated providers.
  • 25% of your contribution goes to a dedicated medical savings account to cover your day-to-day expenses.
  • Extended Cover benefit once you have reached your Threshold.
from R7 215 per month

Why our clients
choose us

Our average rating is 4.8 – read why people like you choose medical aid from Momentum Medical Scheme.

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

I have considered to be a member of the medical aid scheme. I heard about the medical aid scheme through a family member who has been on it for years now and I have heard nothing but good reviews. I would have to say the benefits that stand out is that there are flexible cover options that tailor fit your budget and therefore you get to pick and choose and the healthsaver account caught my attention because can you imagine getting paid by your own medical aid for staying healthy. So I’m definitely going to be joining momentum expeditiously.

Lunga_xulu

My partner and I have been looking for an effective medical aid scheme that fits all our needs and when I saw the Momentum movement I knew I had to explore this Medical Scheme, I just love how flexible it is and allows us to fit it to our needs and budget! Also, the cash backs? I am inlove, I practically live in the gym and travel a lot with my partner, so having cash backs from travel, fitness, and lifestyle with my groceries is such a plus! There’s so many benefits in this scheme that we are just so excited for it all, not to mention that we have doctors 24/7 in our pockets? So essential in these times!

Matilda Molepo

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

I did my Research I'm honestly impressed with Momentum Medical Aid! Their comprehensive options, user-friendly application process, and rewarding wellness program have really caught my attention. Looking forward to joining soon! And I will keep on advising young adults, students and everyone to join Momentum!

Philisiwe Collins

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

I love Momentum and I have been a member for about 3 years now. I love the benefits and they are so relevant for me. I go to the gym regularly and I get a discount for my gym membership fee and for movie tickets which is my fave!

Naledi

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

Momentum medical scheme is really affordable and it caters for people’s needs based on their budget. It really has a lot of covers to choose from. It is one medical scheme that relates to the people.

Thembelihle

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

I've e been with Momentum Medical Scheme for a while now, and I’m incredibly impressed with the level of care and support they provide. Their innovative and flexible plans truly cater to different lifestyles, and the added benefits, like 24/7 online doctor access and cashback shopping vouchers, make a huge difference. As someone with asthma, I feel reassured knowing that Momentum prioritizes preventive health and wellness. Their customer service is also exceptional—always friendly and efficient. Thank you, Momentum, for making health care simple, accessible, and reliable!

Pennelope Xolile Dube

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

Momentum Medical Scheme has helped me save over R1000 monthly on my medical needs. I am absolutely happy that I can go for immunisation and any preventative medical care to help me and my family live longer healthy lives. I am also happy that I have access to my doctor 24/7.

Pelo Mtsolongo

Two red inverted commas indicating the start of a quotation of what people are saying about medical aid from Momentum Medical Scheme.

I love the fact that Momentum medical scheme covers over 150,000members. Also get rewards from day one there are no waiting periods or tracking points I really love the convenience Momentum Medical Scheme has to offer I highly recommend it.

Thembi Mabaso

Compare our options

Compare the cover and benefits of 2 or more Momentum Medical Scheme options side-by-side to find the most affordable option to suit your needs, then get an online medical aid quote, or call us on 0861 111 818 to discuss your medical aid and healthcare cover needs.

Included medical aid benefits

  • In-hospital Benefit
  • Health Platform Benefit
  • Day-to-day Benefit
  • Chronic Benefit

In-hospital Benefit

In-hospital icon in red.

This Major Medical Benefit covers hospitalisation as well as some out-of-hospital procedures that can be performed in a doctor's room, day hospital, or out-patient facility.

Health Platform Benefit

Health Platform Benefit icon in red – preventative care and early detection tests.

A unique benefit that encourages health awareness, enhances quality of life and gives peace of mind through preventative care and early detection tests.

Day-to-day Benefit

Day-to-day Benefits red icon.

For everyday medical expenses. The Day-to-day Benefit covers routine medical costs like doctors' visits and prescribed medication.

Chronic Benefit

Chronic Benefits red icon.

Ensures you're covered for certain life-threatening conditions, such as diabetes and heart disease, that need ongoing treatment.

ADDED BENEFITS

Convenient, innovative
features, unique to our
medical aid.

HealthReturns+

An incentive programme that rewards you for taking ownership of your health. We aim to help you stay informed about your health status and reward you for staying healthy.

Free

HealthSaver+

A voluntary savings account that works seamlessly with your medical aid. It pays for treatments and procedures not covered by your option.

R40 admin fee per year

Hello Doctor+

Get free expert health advice from qualified South African medical doctors through your phone or mobile device, 24/7/365.


Free

GapCover+

Gap cover helps you avoid unexpected shortfalls for hospitalisation and certain procedures performed out of hospital.


From R259 per month

+ Momentum Medical Scheme members may choose to make use of additional products available from Momentum Group Limited and its subsidiaries as well as Momentum Multiply (herein collectively referred to as Momentum). Momentum is not a medical scheme and is a separate entity to Momentum Medical Scheme. Momentum products are not medical scheme benefits. You may be a member of Momentum Medical Scheme without taking any of the products offered by Momentum.

Why choose us?

MOMENTUM MULTIPLY+ REWARDS PROGRAMME

Enjoy HealthReturns and discounts

We encourage and reward our members for making healthier choices! Multiply Inspire is free for members on the Evolve, Custom, Incentive, Extender, and Summit Options. Upgrade to Multiply Inspire Plus and earn up to R1 000 per adult p/m in HealthReturns. Multiply Engage is free for members on the Ingwe Option and Momentum Health4Me. For multiplied benefits and rewards, you can upgrade to Multiply Engage Plus.

SAVE WITH PROVIDER CHOICE

Save up to R1 000 a month

The Custom, Incentive, and Extender Options give you the flexibility to choose your healthcare providers – hospitals, doctors, and pharmacies. Save up to R1 000 on your monthly contributions when you choose to use Momentum Medical Scheme’s Associated providers.

More about medical aid

Learn how to get the best out of your medical aid in South Africa.

7 ways to make the most of
your benefits

How to submit a
medical aid claim

How to get
pre-authorisation

Frequently asked
questions

Download the
Momentum App

About Momentum
Medical Scheme

Employee wellness and
medical aid

Employee occupational
health and wellbeing

Want a quote?

You'll get a quote reflecting the medical aid contribution at the end of the process.

Need advice?

An accredited healthcare consultant will call you to discuss our medical aid options and benefits.

Contact Momentum Medical Scheme



Join an online help session.



Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 16:00.
Closed on Sundays and public holidays.


Available 24 hours a day, 7 days a week, 365 days a year.


Available 24 hours a day, 7 days a week, 365 days a year.



Available 24 hours a day, 7 days a week, 365 days a year.

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