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A guy with an Afro box cut, wearing a sky-blue bomber jacket holds a smartphone as he applies for his Momentum digital savings account via the Momentum Money App.

Immediately access your savings account


The Momentum Money Digital Savings Account makes it super easy to access your money immediately, without any notice period or penalties. It's made up of a Savings Wallet and a Payment Wallet that work together to make saving more and spending smartly a way of life. We've made it effortless to access your Momentum Money savings:

  • Swiping your card
  • Scan to Pay
  • Send money to other people with Momentum Money

Instant access to your savings

A bearded African guy wearing a hat excitedly reacts to the 8.7% interest rate offered on the Momentum Money Digital Savings Account.

Get great returns and instant access to your money. The money in your Savings Wallet is invested in the Momentum Money Market Fund, one of the best-performing local money market funds. With no minimum deposit or deposit fees, you can save what you want when you want to.

When you need to spend, simply transfer money to your Payment Wallet for instant access.

A happy elderly white couple walking hand-in-arm on a holiday they saved up for.

Conscious spending

To encourage conscious spending, actively transfer money from your Savings Wallet to your Payment Wallet whenever you want to use your savings. This empowers you to set aside the amount you would like to spend from the savings you would like to continue growing.

A hand holding a Momentum Money card while the other holds a phone with the money App open as the user transacts by transferring their money into the Payment Wallet.

Didn't spend it all? Save it

With Momentum Money, every rand makes a difference. Transfer that little bit of change you didn't use back into your Savings Wallet to earn interest. Let those few extra bucks work for you.

Two mobile screens displaying the Momentum Money App dashboard. One of the screens shows the balance on the Savings Wallet and the Payment Wallet.

Open your account on the Momentum Money App

We've removed the hoops and hurdles to make signing up for a Momentum Money Digital Savings Account effortless.

Download the App and sign up for an account in just under 2 minutes. We've kept the admin minimal to fast track your journey to financial success.

Download the Momentum Money App. Available on your favourite App store.
Sign up with your details. Create a profile, verify your cell phone number, and activate your account.
Make your first deposit. Start with any amount.
Apply for a card. Get real-time access to your money when you need to make a purchase online or in-store, anywhere in South Africa.

Download the Momentum App from the Huawei AppGallery today.

Sign up for Momentum Money

Are you interested in a Momentum Money Digital Savings Account? Give us a call and speak to a friendly service champion, or simply open an account on the Momentum Money App in under 2 minutes.

Momentum Money FAQs

Find all the answers you need in our frequently asked questions section.

Where do I find my account details to make deposits?

Click "Add money" on the Momentum Money App to see your account details. Your deposits will be reflected in your Payment Wallet. Remember to transfer money to your Savings Wallet to start earning interest.
Why do my Momentum Money account details say Sasfin?

We have partnered with Sasfin Bank to allow you to deposit money into your Momentum Money Payment Wallet.
After making a deposit, when will I start earning interest?

The money you deposit will reflect in your Payment Wallet. Simply transfer money to your Savings Wallet to start earning interest daily.
How can I access funds in my Momentum Money?

You can swipe your Momentum Money Visa card online and in-store countrywide. You can also make cardless payments via Scan to Pay at participating retailers, and send money to other people with Momentum Money.

Contact
Momentum Money

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Our business hours are Monday to Friday, 07:00 to 19:00. We're closed on Sundays and public holidays.

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