Business insurance
No hidden costs
Enjoy peace of mind with our “one incident, one excess” approach for straightforward claims.
Tailored cover
Protect your business with customised cover designed to meet its unique needs.
Emergency assistance
Keep your business moving with access to 24/7/365 support - including free roadside, medical and legal assistance.
Business insurance in South Africa
Momentum Insure's engineered competitive and comprehensive commercial insurance to protect your business from a wide range of unforeseen events. South Africa is thriving with diverse businesses, each facing unique risks every day. We understand that your business is unique, that's why we design your cover based on your business needs.
Whether you need business insurance for a small business or a large enterprise, our flexible business insurance cover gives you the right level of protection. From safeguarding your business’s buildings, equipment, contents, and vehicles, to covering potential disruptions, we help keep your operations moving forward with confidence – no matter the size of your business.
Business insurance cover options
We’ve got your business covered comprehensively from day one with tailor-made or stand-alone insurance options designed just for your needs!
Stand-alone insurance cover
Business car insurance
Speak to a financial adviser about getting a business insurance quote for registered cars, motorcycles, trucks, and other work vehicles, covering theft, damage, and lost-key replacement.
Buildings combined insurance
Protects your office, outbuildings, fixtures and fittings in the event of damage which may be caused by a force of nature, an explosion, or leakage (water systems).
Office contents insurance
Covers your movable property, like office furniture, inside the building at your business address to ensure business continuity.
Commercial fire insurance
Covers your business's building, permanent fittings, and goods, against loss or damage caused by fire, acts of nature, and explosions.
Electronic equipment insurance
Cover for your business's electronics such as computers, licensed software, and printers.
Add-on cover options
Enhance your stand-alone cover option by protecting your entire business with our customised add-ons that protect your property and cover you against unforeseen incidents, losses, or damages.
Business all-risk insurance
Protects your business items that are regularly moved from the insured premises to anywhere in the world.
Public liability insurance
Protects you for damages that you or any person associated with your business may be held legally liable to pay after an insured incident.
Fidelity insurance
Covers you for losses due to fraud or theft by your employees, directors or anyone else colluding with an employee.
Money insurance
Protects cash, cheques, postal and money orders against loss or damage inside your business premises.
Goods-in-transit insurance
Covers goods used as part of your stated business while they are being transported within South Africa.
Motor traders insurance
Covers damages that you're liable to pay for after an incident relating to your motor-trade business.
Glass insurance
Covers all fixed windows, doors, mirrors, furniture, and other fixed glasses available at your business premises.
More value with Momentum business insurance
No hidden costs
Our excesses are fixed with no hidden costs because we believe in one incident, one excess, regardless of the nature and value of the claim.
Momentum Assist
When you need help for roadside, medical, and legal emergencies, Momentum Assist will be there for your business 24/7/365.
Business insurance FAQS
Car and home insurance for individuals
At Momentum Insure, we provide you with reliable short-term insurance to protect your valuables you worked hard for like your car, home, and other personal belongings. You get cover tailored to your needs, with extra rewards and benefits.