![](https://sls-fresco-pre.momentum.co.za/files/images/car-and-home/MI_quickquote-hero_bg_v2_final.jpg)
Car and home insurance
![A man and his family in the safety of their home, showcasing safety features on the Momentum App.](https://sls-fresco.momentum.co.za/files/images/car-and-home/car-and-home-insurance_2-1.jpg)
Get rewarded for being safe
Join Safety Returns for free and earn up to 30% cash back on your paid premiums yearly - even if you claim!
Enjoy our safety features
Get help when you need it most with free roadside, home, medical and legal assistance available 24/7/365.
Safety Alert panic button
Access to 1 800 armed responders to protect you and your loved ones. Available on the Momentum App.
Choose the right insurance cover for
your needs
When getting the right car and home insurance quote, or finding an insurance solution for your business, no one size fits all. Our flexible options are designed to offer the best coverage to suit your pocket and needs. Plus, get cash back on your paid premiums for keeping safe with Momentum Safety Returns, and enjoy exclusive services that protect you and your loved ones at no additional cost.
Home & Building insurance
Get home contents insurance and buildings insurance for unmatched peace of mind.
Short-term insurance cover in South Africa
Avoid getting dealt a financial blow from the theft, loss or damage of your most treasured possessions - your car, home, wealth, equipment and more. Short-term insurance gives you a financial safety net, covering your valuables for the risks related to an accident, natural disaster, or unexpected crisis.
Why choose Momentum Insure?
At Momentum Insure, we’ve taken a holistic approach to safety and short-term insurance by providing industry-leading benefits that make you feel safe, so you can live life with confidence.
Self-service
Access our self-service features on the Momentum App or log into the website to submit a claim, update your policy details and get emergency assistance anytime, anywhere.
Personal benefits and rewards
Our innovative benefits and rewards like Safety Returns, Safety Alert, Accident Alert and Momentum Assist, go beyond protecting your valuables, at no additional cost.
Momentum App
Get convenient access to all self-service features, emergency assistance and keep track of your cover, premiums and rewards – all from the palm of your hands!
![A mobile device displaying the Safety Alert and log in screens of the Momentum App.](https://sls-fresco.momentum.co.za/files/images/car-and-home/momentum-app-1-1.jpg)
Get Safety Returns on the Momentum App
Join the Safety Returns rewards programme and get up to 30% cash back on your paid premiums, every year, even if you claim, when you engage with our safety-focused features on the Momentum App.
The chapters of our journey
Through our journey, we’re committed to taking safety beyond insurance to create a safer environment that enables many possibilities, eliminates fears and encourages confidence.
Contact Momentum Insure
To enhance your user experience on our site, read the website terms and conditions about our supported browsers.
2-minute questionnaire.