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Home & Building insurance

Cashback rewards

Engage with our safety solutions and earn cashback rewards.

Save on Maxidor Ultra range

Get 30% off the Maxidor Ultra range to protect you and your family.

Free emergency assistance

We’re here for you 24/7 for assistance with unexpected emergencies.

Why is household insurance important?

A husband and wife standing in their living room holding buckets to catch the water falling from the ceiling. The husband is on the phone with his insurance company.

Anything can happen to your home and its contents, making planning for the unexpected a necessity. With home contents insurance, you can get cover on your home valuables against theft or damage.

Momentum Insure’s home contents insurance

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What we cover

At Momentum Insure, we cover all personal possessions in your home that belong to you and members of your household. These specifically refer to items that remain in your home, and do not leave your home when travelling. This includes cover for loss or damage to household goods temporarily removed from your home.

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What incidents we protect you from

Any loss or damage that occurs from burglary, fire, explosion, acts of nature, subsidence, and burst pipes and geysers.

A lady in a red jersey stands opposite her claims assessor, holding a clipboard, looking at her ceiling damage after a heavy storm. The lady has home insurance with Momentum Insure.

Building insurance

Additional comprehensive homeowners cover includes loss or damage to buildings caused by fire, explosion, acts of nature, impact, and theft. Building cover includes the cost of hiring security guards to prevent further damage following an insured event. Compensation for amounts owed to local authorities for loss of water due to leaking pipes.

Home and Building insurance quotes

Whether you’re focused on creating wealth or looking to protect your hard-earned valuables, we offer a range of home insurance solutions to suit your needs. Simply start by getting a home and building insurance quote.

Find the right home insurance cover to suit your needs

Momentum Insure’s home insurance solutions have been designed to protect you and your loved ones and the things you value the most.

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Momentum Select

Affordable insurance cover that does more than just protect the things you love, Momentum Select protects you and those you love too.

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Momentum Priceless

Car cover for the person who is focused on creating wealth and protecting their hard-earned vehicle.

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Momentum Envoy

Designed for the high net worth individual, Momentum Envoy understands the importance of reputation, trust, expert advice and that personal touch.

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Momentum 55+

For individuals 55-years and older who take care of their belongings with added care, with a little added TLC that deserves to be rewarded.

Benefits and rewards

Enjoy the Momentum Safety Returns rewards program and our industry-leading features like Safety Alert and Momentum Assist, wherever you are.

Safety Returns

Earn up to 30% cash back on your premiums every year, even if you claim. Rewards are based on your Safety Score, the number of Safe DayzTM earned, activation of Safety Alert, and other safety features that keep you and your family safe.

Safety Alert

Sometimes the person you want to keep safe isn't you. Safety Alert is a free panic button feature on the Momentum App that you can easily activate to use. We don't only keep you safe, but we keep the people you love safe too.

Momentum Assist

We’re all about keeping you safe. That is why you can also get 24/7/365 roadside assistance, home assistance, and medical and legal assistance in any emergency, anywhere in South Africa.

More on Momentum Insure

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Related products

Home & Building insurance

Get home contents insurance and buildings Insurance for unmatched peace of mind.

Business insurance

Get comprehensive business insurance so you can focus on the bigger picture.

Contact Momentum Insure




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Business hours are Monday to Friday from 08:00 to 18:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.




Business hours are Monday to Friday from 08:00 to 17:00. Saturdays from 08:00 to 13:00. Closed on Sundays and public holidays.



Available 24 hours a day, 7 days a week, 365 days a year.

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