Site url: https://momentum.co.za/momentum/business/resource-centre/corporate-fundsatwork
Pagecontext: org.apache.jasper.runtime.PageContextImpl@24292c6c
NameValue
breadcrumb.start.level3
param.sharing.scope.{http://www.ibm.com/xmlns/prod/datatype/content}ibm.portal.sharing.scope.page
param.sharing.scope.{http://www.ibm.com/xmlns/prod/datatype/content/resource-collections}ibm.portal.sharing.scope.page
param.sharing.scope.{http://www.ibm.com/xmlns/prod/websphere/portal/v8.0/portal-contextual-portal}ibm.portal.sharing.scope.page
wcm.template.oidZ6_48GC1K80O0FH90QS83FHN530K6
flush.cache?20200708
param.sharing.scope.{http://www.ibm.com/xmlns/prod/websphere/portal/publicparams}path-infoibm.portal.sharing.scope.page
breadcrumb.enabledtrue
hero.imagetrue
param.template.pageZ6_48GC1K80O0FH90QS83FHN530K6
page.keywordsEmployee benefits, Medical aid for employees, Retirement annuities for employees, Group insurance, Business short-term insurance, Key person life insurance, Workplace health and wellness
param.sharing.scope.{http://www.ibm.com/xmlns/prod/websphere/portal/v7.0/portal-contextual-portal}ibm.portal.sharing.scope.page
hide.from.menutrue
dynamic.sitemapfalse
param.sharing.scope.{http://ibm.connections.com/portlet}ibm.portal.sharing.scope.page
label.namebusiness
sitecontext:business
ibm.template.oidZ6_48GC1K80O0FH90QS83FHN530K6
menu
Individual | Corporate Contact us Log in
search
error
Momentum Corporate
  • Momentum Corporate
  • About us
  • Compliance
  • FundsAtWork
  • Group Insurance
  • Investments
  • Annuities
  • Momentum Retirement Administrators
  • Smart Solutions
  • Advisory Body
  • Partnership Connect
  • Videos
Resource Centre
Top resources
Momentum Corporate
About us Compliance FundsAtWork Group Insurance Investments Annuities Momentum Retirement Administrators Employee Financial Wellbeing Smart Solutions Advisory Body Partnership Connect Videos


What are you looking for?

Brochures

Main product brochure

FundsAtWork Brochure (pdf)

Related brochures

Children's education benefit (pdf)
Disability 2.0 (pdf)
Employee Assistance Programme guide (pdf)
Family Protector (pdf)
FundsAtWork default solutions (pdf)
FundsAtWork turnaround times (pdf)
Family Protector education benefit (pdf)
Funeral assistance service (pdf)
FundsAtWork preservation options (pdf)
Funeral assistance service guide (pdf)
Hello Doctor (pdf)
Income disability benefits comparison (pdf)
Momentum Corporate Employee Assistance Programme (pdf)
Momentum Emergency Savings (pdf)
Momentum Grow (pdf)
Multinational risk pooling (pdf)
Momentum Wellness app user guide (pdf)
Momentum Umbrella Beneficiary Fund (pdf)
Pension-backed home loans (pdf)
Smart Solutions brochure (pdf)
Smart Counsel brochure (pdf)
Smart Claims brochure (pdf)
Smart Life file (pdf)
Smart Move (pdf)
Smart Onboarding (pdf)
Unclaimed benefits (pdf)

FundsAtWork trustees
FundsAtWork trustees and principal officer (pdf)

Complaints resolution process
Complaints resolution process (pdf)

Forms and documents

New business forms
FundsAtWork Insurance only - acceptance of quotation and installation document (pdf)
FundsAtWork Umbrella Funds - acceptance of quotation and installation document (pdf)
FundsAtWork Umbrella Funds - annexure for sales consultants (pdf)
FundsAtWork Umbrella Funds - choice of default investment portfolio at installation (pdf)
Installation data (xls)
Momentum Grow installation for insurance benefits only (pdf)
Momentum Grow installation for retirement and insurance or retirement benefits (pdf)
Momentum Grow installation data (xls)

Beneficiary nomination forms
Beneficiary nomination form for members of the FundsAtWork Umbrella Funds (pdf)
Children’s education benefit beneficiary nomination form (pdf)

Two-pot system forms

FAW032 – FundsAtWork savings component withdrawal form (pdf)
MCPF016 - Momentum Corporate Preservation Fund savings component withdrawal form (pdf)
FAW035 - FundsAtWork Provident Fund members opt-in form (pdf)
FAW036 FundsAtWork allocate money to your retirement component (pdf)
FAW042 – FundsAtWork savings component investment option form (pdf)
FAW040 – Momentum Corporate Provident Preservation Fund members opt-in form (pdf)
MCPF017 Momentum Corporate Preservation Fund allocate money to your retirement component (pdf)
FAW047 – FundsAtWork non-member spouse consent/refusal for savings withdrawal benefit (pdf)

Claims and other forms
FAW034 – FundsAtWork Umbrella Funds withdrawal form (pdf)
FAW037 – FundsAtWork Provident Fund withdrawal form for members who did not opt-in to two-pot system (pdf)
FAW038 – FundsAtWork Umbrella Funds withdrawal form for members with a paid-up benefit on 1 Sept 2024 (pdf)
FAW039 - FundsAtWork Umbrella Funds withdrawal form for members with a paid-up benefit after 1 Sept 2024 (pdf)
FAW043 – FundsAtWork Umbrella Funds retirement form (pdf)
FAW044 – FundsAtWork Provident Fund retirement form for members who did not opt-in to two-pot system (pdf)
FAW045 – FundsAtWork postponement of retirement withdrawal form (pdf)
FAW046 – FundsAtWork Provident Fund postponement of retirement withdrawal form (pdf)
FAW048 - FundsAtWork Umbrella Funds retirement contribution relief options for employers in business rescue (pdf)
MEB006 - Recognition of transfer form (pdf)
MEB009 - FundsAtWork Family Protector claim form (pdf)
MEB012 – FundsAtWork Death claim form - Umbrella Funds death benefits (pdf)
MEB013 - FundsAtWork Umbrella Funds admission of liability form (pdf)
MEB016 - FundsAtWork Umbrella Funds personal liability of employers for payment of retirement fund contributions (pdf)
MEB017 - FundsAtWork Umbrella Funds instruction and indemnity for payment to third party bank account (pdf)
MEB023 - FundsAtWork Umbrella Funds Family Protector PLUS options (pdf)
MEB026 - FundsAtWork Umbrella Funds changes to investment choice, product option and insurance benefits (Member) form (pdf)
MEB027 - FundsAtWork Umbrella Funds choice of default investment portfolio (advisory body) (pdf)
MEB028 – FundsAtWork Spouse’s cover claim form (pdf)
MEB030 - FundsAtWork Umbrella Funds divorce order claim form by non-member spouse (pdf)
MEB034 - FundsAtWork Umbrella Funds conversion option form (pdf)
MEB073 - FundsAtWork Umbrella Funds personal details form (pdf)
MEB080 – FundsAtWork Umbrella Funds Death claim form – FundsAtWork Funds and unapproved death benefit (pdf)
MEB084 - FundsAtWork Umbrella Funds advisory body change of details form (pdf)
MEB085 - Employer portal authorisation form – user (pdf)
MEB086 - FundsAtWork Umbrella Funds Authorised signatory change form (pdf)
MEB087 - Employer portal authorisation form – super user (pdf)
MEB119 - FundsAtWork FlexiCovers (pdf)
FAW026 – Temporary postponement of the payment of contributions (pdf)
FAW030 - Mandate by section 13A(8) responsible person (pdf)
GRUW0990 – Member consent form to share, collect, and obtain personal, health, and medical information with or from third parties (pdf)

Disability forms

Disability claims

Disability claim employee declaration (pdf)
Disability claim employer declaration (pdf)
Disability claim potential claim notification (pdf)
Disability claim confidential medical report (pdf)


Early submission of claims

Submitting a disability claim early (pdf)

Critical illness claims
Dread disease confidential medical report (pdf)
Dread disease employer employee declaration (pdf)

Death claim forms
MEB009 - FundsAtWork death and disability claim for Family Protector (pdf)
FAW007 – Funeral claim form (pdf)
MEB012 - FundsAtWork Death claim form - Umbrella Funds death benefits (pdf)
MEB028 - FundsAtWork spouse's cover claim form (pdf)
FAW008 – Death claim for unapproved benefits (pdf)
MEB077 – Death claim for approved benefits – Group Life Cover (pdf)
MEB080 – FundsAtWork Umbrella Funds Death claim form – FundsAtWork Funds and unapproved death benefit (pdf)
Police report – Accidental/unnatural death form (pdf)

Preservation fund forms
MCPF001 - Individual membership application (pdf)
MCPF004 - Beneficiary nomination (pdf)
MCPF005 - Personal details (pdf)
MCPF006 - Commission (pdf)
MCPF008 - Divorce order claim form by non-member spouse (pdf)
MCPF009 - Death claim (pdf)
MCPF010 - Claim for funeral cover (pdf)
MCPF011 – Provident Preservation Fund retirement form for members who did not opt-in to two-pot system (pdf)
MCPF012 – Provident Preservation Fund withdrawal form for members who did not opt-in to two-pot system (pdf)
MCPF015 – Beneficiary nomination for funeral benefits (pdf)
MCPF013 - Changes to product option and investment portfolio (pdf)
MCPF018 - Momentum Corporate Preservation Fund withdrawal form (pdf)
MCPF019 - Momentum Corporate Preservation Fund deferred retirement withdrawal form (pdf)
MCPF020 - Momentum Corporate Preservation Fund retirement form (pdf)
FAW001 - Proposed transfer of business between preservation funds Form H (pdf)
FAW002 - Section 14 (8) Recognition of transfer Form J (pdf)
FAW012 - Changes to product option and investment portfolio (pdf)
MEB004 - Momentum Corporate Preservation Fund membership application form (FundsAtWork Umbrella Fund members only) (pdf)

Investment adviser appointment
Investment adviser appointment by advisory body (pdf)
Investment adviser appointment by member (pdf)
Investment adviser appointment by inactive member (pdf)
Investment adviser appointment preservation fund (pdf)

Financial adviser appointment
Financial adviser appointment by employer (pdf)

Section 51 Manuals
S51 Manual Momentum Corporate Provident Preservation Fund (pdf)
S51 Manual Momentum Corporate Pension Preservation Fund (pdf)

Fund fact sheets

Economic and market commentary
Economic and market snapshot (pdf)

Fund availability list
FundsAtWork – Fund availability list (pdf)


Main portfolios

Investment returns
Investment Returns (pdf)

Fund Defaults
Momentum Default Lifestage Portfolio (pdf)
Momentum Smooth Edge portfolio (pdf)
Conservative Default Lifestage (pdf)

Outcome-based Lifestages options
Momentum Enhanced Lifestages (pdf)
Momentum Classic Lifestages (pdf)
Momentum Target Lifestages (pdf)
Momentum Passive Lifestages (pdf)

Flexible range
Momentum Flexible Factor 4 (pdf)
Momentum Flexible Factor 5 (pdf)
Momentum Flexible Factor 6 (pdf)
Momentum Flexible Factor 7 (pdf)

Enhanced range
Momentum Enhanced Factor 4 (pdf)
Momentum Enhanced Factor 5 (pdf)
Momentum Enhanced Factor 6 (pdf)
Momentum Enhanced Factor 7 (pdf)

Classic range
Momentum Classic Factor 4 (pdf)
Momentum Classic Factor 5 (pdf)
Momentum Classic Factor 6 (pdf)
Momentum Classic Factor 7 (pdf)

Target range
Momentum Target Factor 4 (pdf)
Momentum Target Factor 5 (pdf)
Momentum Target Factor 6 (pdf)
Momentum Target Factor 7 (pdf)

Passive range
Momentum Passive 4 (pdf)
Momentum Passive 5 (pdf)
Momentum Passive 6 (pdf)
Momentum Passive 7 (pdf)

FundsAtWork smoothed bonus portfolios

100% protected - partially vesting

Open

Smooth-Edge Fund (pdf)
Universal Smooth Growth Fund (pdf)
Universal Multi-manager Smooth Growth Fund (pdf)

Closed

Universal Smooth-Edge Fund (pdf)
Smooth Growth Fund Global (pdf)
Multi-manager Smooth Growth Fund Global (pdf)

100% protected - fully vesting

Open

Universal Smart Guarantee +3 (pdf)

Partially protected

Open

Momentum Universal Fifty Smooth Return Fund (pdf)

Other portfolios
Savings component money market (pdf)
MCAA Houseview Lifestage (pdf)
Momentum Bond (pdf)
Momentum Inflation Linked Bond (pdf)
Momentum Money Market (pdf)
Momentum Multi-Managed Absolute Income (pdf)
Momentum Multi-Managed Bond (pdf)
Momentum Multi-Manager Lifestages (pdf)
Momentum Multi-Manager Money Market Fund (pdf)
Momentum Multi-Manager Shari'ah (pdf)


Quarterly Product Commentary

Flexible
Flexible Fund (pdf)

Enhanced
Enhanced Fund (pdf)

Classic
Classic Fund (pdf)

Target
Target Fund (pdf)

Passive
Passive Fund (pdf)

Smooth bonus
Smooth Bonus (pdf)

Legal updates

Index
List of all legal updates (pdf)

Legal Updates 2025
Legal update 1/2025 – Lump sum benefits may be reduced by an unpaid tax debt owed to SARS by a member (pdf)

Regulatory and legislative feedback
On the Move – February 2023 (pdf)


Archive

2024
Legal update 1/2024 - New withdrawal options on resignation, dismissal, or retrenchment from 1 September 2024 (pdf)
Legal update 2/2024 - Withdrawals from the savings component from 1 September 2024 (pdf)
Legal update 3/2024 - When is it lawful for a fund to withhold a benefit on request of an employer (pdf))
Legal update 4/2024 - Termination of an employer ’s participation in FundsAtWork without transferring to another fund (pdf)
Legal Update 5/2024 – New retirement options (pdf)
Legal Update 6/2024 – Admission of liability (pdf)
Legal Update 7/2024 - Recent case law on the distribution of death benefits (pdf)
Legal Update 8/2024 - Requirements for divorce orders granted on/after 1 September 2024 (pdf)
Legal Update 9/2024 – Different marital regimes and their impact on retirement fund benefits (pdf)

2023
Legal Update 1/2023 – Impact of budget speech 2023 on employed South Africans (pdf)
Legal Update 2/2023 - An employer’s section 13A(8) responsible person (pdf)
Legal Update 3/2023 - Provision of monthly minimum membership information in terms of section 13A of the Pension Funds Act (pdf)
Legal Update 4/2023 – The impact of the new two-pot retirement system (pdf)

2022
Legal Update 1/2022 - Government’s reform proposals on the governance of umbrella funds (pdf)
Legal Update 2/2022 - Impact of section 197 transfers on pension funds (pdf)
Legal Update 3/2022 – Retirement reform update (pdf)
Legal Update 4/2022 - Participating employers must comply with the new section 13A requirements (pdf)

2021
Legal Update 1/2021 – Impact of the new annuitisation legislation on FundsAtWork Umbrella Provident Fund members (pdf)
Legal Update 2/2021 – 2021 Budget Speech and employee benefits (pdf)
Legal Update 4/2021 - Early access to retirement savings (pdf)
Legal Update 5/ 2021 - Artificial withdrawals (pdf)

2020
Legal update 1/2020 – Group Schemes Terminations and Replacements – PPR (pdf)
Legal update 2/2020 - Implications of section 13A for Employers (pdf)
Legal update 3/2020 – Independence of the principal officer (pdf)
Legal update 4/2020 – Budget speech 2020 the impact on employee benefits (pdf)
Legal update 5/2020 – Group policies under the Insurance Act (pdf)
Legal update 6/2020 – Fraudulent misconduct (pdf)
Legal update 7/2020 – Distribution of death benefits to major children (pdf)
Legal update 8/2020 – When is paternity testing appropriate and/or necessary by a board of trustees? (pdf)

2019
Legal update 1/2019 – Case law update (pdf)
Legal update 2/2019 – Legislation – Labour matters (pdf)
Legal update 3/2019 – FSCA Guidance Note 7, PFA Notice 2 and PFA Guidance Notice 8 (pdf)
Legal update 4/2019 – Taxation Laws Amendment Act No.23 of 2018 (pdf)
Legal update 5/2019 – Fund related matters (pdf)
Legal update 6/2019 – Fund related matters (pdf)
Legal update 7/2019 – Pension Funds Adjudicator 2019 Annual Report (pdf)

2018
Legal update 1/2018 - Further information on the intention to cancel registration of certain retirement funds – January 2018 (pdf)
Legal update 2/2018 - Taxation Laws Amendment Act No. 17 of 2017 – January 2018 (pdf)
Legal update 3/2018 - Tax Administration Laws Amendment Act No. 13 of 2017 - January 2018 (pdf)
Legal update 4/2018 - Amended Financial Sector Code – January 2018 (pdf)
Legal update 5/2018 - Determination of Fit and Proper Requirements for Financial Service Providers – January 2018 (pdf)
Legal update 6/2018 - Long Term Insurance Regulations - Group Scheme Commission Scales - February 2018 (pdf)
Legal update 7/2018 – Case law update – Benefit related matters (pdf)
Legal update 8/2018 – Regulation 28: Increased Foreign Portfolio Investment Limits (pdf)
Legal update 9/2018 – Case law update – Matrimonial matters (pdf)
Legal update 10/2018 – Prohibition on the acceptance of gratification – July 2018 (pdf)
Legal update 11/2018 – Case law update – Matrimonial matters (pdf)
Legal update 12/2018 – Case law update – Fund matters (pdf)
Legal update 13/2018 – Case law update – Labour matters (pdf)
Legal update 14/2018 – Application for reconsideration to the Financial Services Tribunal (pdf)
Legal Update 16/2018 – Section 7B exemption (pdf)
Legal Update 17/2018 – Case law update – Fund matters (pdf)
Legal Update 18/2018 – Calculation of tax lump sum benefit (pdf)

2017
Legal Update 1/2017 - Case Law update - Fund related matters - February 2017 (pdf)
Legal Update 2/2017 - Case law update - Divorce issues - February 2017 (pdf)
Legal Update 3/2017 – Tax Amendment Act 15 and Tax Administration Laws Amendment Act 16 of 2016 (pdf)
Legal Update 4/2017 - The Unemployment Insurance Amendment Act 10 of 2016 - March 2017 (pdf)
Legal Update 5/2017 - Procedural Matters - May 2017 (pdf)
Legal Update 6/2017 - Insurance Benefits - May 2017 (pdf)
Legal Update 7/2017 - PFA jurisdiction - May 2017 (pdf)
Legal Update 8/2017 - Matrimonial and divorce issues - May 2017 (pdf)
Legal Update 9/2017 - Benefit related matters - May 2017 (pdf)
Legal Update 10/2017 - Fund related matters - May 2017 (pdf)
Legal Update 11/2017 - Tax free investments June 2017 (pdf)
Legal Update 12/2017 - Tax Directives - July 2017 (pdf)
Legal update 13/2017 - Case law update - Fund governance - July 2017 (pdf)
Legal update 14/2017 - Case law update - Procedural matters - July 2017 (pdf)
Legal update 15/2017 - Case law update - Procedural matters - July 2017 (pdf)
Legal update 16/2017 - Case law update - Procedural matters - July 2017 (pdf)
Legal update 17/2017 - FSB Information Circulars - July 2017 (pdf)
Legal update 18/2017 - Case law update - Procedural matters - July 2017 (pdf)
Legal Update 19/2017 - FSB Board Notices - July 2017 (pdf)
Legal Update 20/2017 - Case law update - Labour matters - September 2017 (pdf)
Legal Update 21/2017 - Case law update - Benefit matters - September 2017 (pdf)
Legal Update 22/2017 - FICA Amendment Act - September 2017 (pdf)
Legal Update 23/2017 - Financial Sector Regulation Act - September 2017 (pdf)
Legal Update 24/2017 - Retirement Funds Default Regulations - September 2017 (pdf)
Legal Update 25/2017 - Case Law Update Divorce Matters - November 2017 (pdf)

2016
Legal Update 1/2016 - Recent judgements and Pension Funds Adjudicator determinations - January 2016 (pdf)
Legal Update 2/2016 - Taxation Laws Amendment Act No 25 of 2015 - January 2016 (pdf)
Legal Update 3/2016 - Retirement fund contributions - January 2016 (pdf)
Legal Update 4/2016 - Provident fund post-retirement alignment - January 2016 (pdf)
Legal Update 6/2016 - Non- taxable retirement fund benefits – May 2016 (pdf)
Legal Update 7/2016 - Case Law - May 2016 (pdf)
Legal Update 8/2016 - Revenue Laws Amendment Act - June 2016 (pdf)
Legal Update 9/2016 - Case Law Update - August 2016 (pdf)
Legal Update 10/2016 - Section 37C Distribution of Retirement Fund lump sum death benefits - August 2016 (pdf)
Legal Update 11/2016 - FundsAtWork Umbrella Funds: options at retirement, retrenchment and disability - September 2016 (pdf)
Legal Update 12/2016 - FundsAtWork Umbrella Funds: options at withdrawal - September 2016 (pdf)
Legal Update 13/2016 - Additional retirement fund contributions - September 2016 (pdf)
Legal Update 14/2016 - Case law update – divorce issues - September 2016 (pdf)
Legal Update 15/2016 - Case law update - fund benefits - September 2016 (pdf)
Legal Update 16/2016 - Case law update – fund benefits - November 2016 (pdf)
Legal Update 17/2016 - FSB Information Circulars PF No. 1 to 5 of 2016 - November 2016 (pdf)
Legal Update 18/2016 - Lump sum disability insurance benefit: Approved vs unapproved - November 2016 (pdf)

2015
Legal Update 1/2015 - Labour Relations Amendment Act - January 2015 (pdf)
Legal Update 2/2015 - Retirement benefit accrual - January 2015 (pdf)
Legal Update 3/2015 - Tax changes to PHI benefits and the impact on retirement fund contributions - February 2015 (pdf)
Legal Update 4/2015 - Tax free investments March 2015 (pdf)
Legal Update 5/2015 - Different marital regimes and their impact on retirement funds - March 2015 (pdf)
Legal Update 6/2015 - Divorce order issues relating to a member's pension interest - March 2015 (pdf)
Legal Update 7/2015 - Section13A Due date for the payment of contributions - May 2015 (pdf)
Legal Update 8/2015 - Withholding of benefits - May 2015 (pdf)
Legal Update 9/2015 - Claims for maintenance against the estate of a deceased - May 2015 (pdf)
Legal Update 10/2015 - FundsAtWork Umbrella Funds options at normal retirement date - June 2015.pdf (pdf)
Legal Update 11/2015 - Case law update Sep 2015 (pdf)
Legal Update 12/2015 - The Compensation for Occupational Injuries and Diseases Act Sep 2015 (pdf)
Legal Update 13/2015 - Employment Services Act Sep 2015 (pdf)
Legal Update 14/2015 - Employer Liability Nov 2015 (pdf)

2014
Legal Update 2/2014 - Taxation of group insurance premiums and benefits 17 January 2014 (pdf)
Legal Update 3/2014 - Taxation of retirement fund contributions 17 January 2014 (pdf)
Legal Update 4/2014 - Post retirement alignment between retirement funds 17 January 2014 (pdf)
Legal Update 5/2014 - Changes to the Pension Funds Act - Payment of benefits 14 February 2014 (pdf)
Legal Update 6/2014 - Changes to the Pension Funds Act - Trustees 14 February 2014 (pdf)
Legal Update 7/2014 - Changes to the Pension Funds Act - Whistle-blowing protection 14 February 2014 (pdf)
Legal Update 8/2014 - Changes to the Pension Funds Act - General amendments 14 February 2014 (pdf)
Legal Update 9/2014 - Effective date of Pension Funds Act amendments 27 February 2014 (pdf)
Legal Update 10/2014 - Budget update on retirement reforms 17 April 2014 (pdf)
Legal Update 11/2014 - Non-retirement savings: tax free savings accounts 9 May 2014 (pdf)
Legal Update 12/2014 - Tax Administration Laws amendment Act (pdf)
Legal Update 13/2014 - Valuation exemptions (pdf)
Legal Update 15/2014 - Employment Equity Amendment Act Sept 2014 (pdf)
Legal Update 16/2014 - Estate duty and death benefits September 2014 (pdf)
Legal Update 17/2014 - Withdrawn SARS general notes September 2014 (pdf)
Legal Update 18/2014 - Sectoral determinations and PSSPF - October 2014 (pdf)
Legal Update 19/2014 - T-day postponed - October 2014 (pdf)
Momentum FundsAtWork Consolidated Legal Updates 2014 (pdf)

2013
Legal update 1/2013 - Preservation Funds - January 2013 (pdf)
Legal update 2/2013 - Social networking - March 2013 (pdf)
Legal update 3/2013 - Retirement form proposal - March 2013 (pdf)
Legal update 4/2013 - An employer's legal obligation to pay contributions even during financial difficulties - May 2013 (pdf)

2012
Legal update 1/2012 - Taxation Laws Amendment Act 2011 30 January 2012 (pdf)
Legal update 2/2012 - Taxation of Unapproved Insurance Benefits 30 January 2012 (pdf)
Legal update 3/2012 - Divorce - Media statement by National Treasury 15 March 2012 (pdf)
Legal update 4/2012 - Beneficiary nomination form 22 March 2012 (pdf)
Legal update 5/2012 - Transfers to and from foreign funds 26 March 2012 (pdf)
Legal update 6/2012 - Strengthening Retirement Savings - Overview of the 2012 Budget Proposals (pdf)
Legal update 7/2012 - Section 13A - Due date for the payment of contributions 17 August 2012 (pdf)
Legal update 8/2012 - Preservation funds 7 November 2012 (pdf)

2011
Legal update 1/2011 - A foster child may be considered a factual dependant (pdf)
Legal update 2/2011 - Summary of the Consumer Protection Act (pdf)
Legal update 3/2011 - Budget speech retirement reform (pdf)
Legal update 4/2011 - Board notice 61 of 2011 - valuation exemption (pdf)
Legal update 6/2011 - Divorce issues updated (pdf)
Legal update 7/2011 - Taxation of retirement fund lump sum benefits (including severance benefits) (pdf)
Legal update 8/2011 - Implications of the Consumer Protection Act on legal documents (pdf)
Legal update 9/2011 - Registration of trade names (pdf)
Legal update 10/2011 - Complaints: the Pension Funds Act and the Promotion of Administrative Justice Act (pdf)
Legal update 11/2011 - Consumer Protection Act – Exemption for the pension funds industry (pdf)
Legal update 12/2011 - Draft Taxation Laws Amendment Bill, 18 July 2011 (pdf)
Legal update 13/2011 - Treating customers fairly (pdf)
Legal update 14/2011 - Deductions from pension benefits (pdf)
Legal update 15/2011 - Employer's compliance responsibilities in terms of Section 13A and Regulation 33 (pdf)

Trustee Newsletters

Meet the FundsAtWork trustees
FundsAtWork trustees and principal officer (pdf)


Most recent

2024
Momentum FundsAtWork Umbrella Funds Trustee Newsletter November 2024 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter June 2024 (pdf)

2023
Momentum FundsAtWork Umbrella Funds Trustee Newsletter November 2023 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter July 2023 (pdf)

2022
Momentum FundsAtWork Umbrella Funds Trustee Newsletter December 2022 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter July 2022 (pdf)

2021
Momentum FundsAtWork Umbrella Funds Trustee Newsletter January 2021 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter August 2021 (pdf)

Archive

2020
Momentum FundsAtWork Umbrella Funds Trustee Newsletter July 2020 (pdf)

2019
Momentum FundsAtWork Umbrella Pension and Provident Funds trustee newsletter – April/May 2019 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter September 2019 (pdf)

2018
Momentum FundsAtWork Umbrella Funds Trustee Newsletter July 2018 (pdf)

2017
Momentum FundsAtWork Umbrella Funds Trustee Newsletter June 2017 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter November 2017 (pdf)

2016
Momentum FundsAtWork Umbrella Funds Trustee Newsletter - December 2016 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter - August 2016 (pdf)

2015
Momentum FundsAtWork Umbrella Funds Trustee Newsletter December 2015 (pdf)
Momentum FundsAtWork Umbrella Funds Trustee Newsletter July 2015 (pdf)

2014
FundsAtWork Trustee Member Newsletter - July 2014, Umbrella Pension and Provident Funds (pdf)
FundsAtWork Umbrella Funds Trustee Member Newsletter - November 2014 (pdf)

2013
FundsAtWork Preservation Funds Trustee Member Newsletter - November 2013 (pdf)
FundsAtWork Trustee Member Newsletter - Umbrella Pension and Provident Funds – November 2013 (pdf)
FundsAtWork Financial Adviser Newsletter - 5th Edition, November 2013 (pdf)
FundsAtWork Financial Adviser Newsletter - 4th Edition, August 2013 (pdf)
FundsAtWork Financial Adviser Newsletter - 3rd Edition, April 2013 (pdf)
FundsAtWork Trustee Member Newsletter - 1st Edition, June/July 2013 (pdf)

2012
FundsAtWork Trustee newsletter for members - June 2012 (pdf)
FundsAtWork Trustee newsletter for employers - June 2012 (pdf)
FundsAtWork Adviser newsletter - August 2012 (pdf)
FundsAtWork Trustee newsletter for members - December 2012 (pdf)
FundsAtWork Adviser newsletter - December 2012 (Easy print version) (pdf)

2011
FundsAtWork Trustee newsletter (pdf)
FundsAtWork Trustee newsletter for members (pdf)
FundsAtWork Trustee newsletter for employers (pdf)

Press releases

Looking for tips on making better financial decisions, investment insights to maximise your returns or the latest trends shaping the financial world? Our industry experts and thought leaders will keep you up to date with the latest news and insights.

View press releases

Two-Pot Retirement System

Afrikaans
Aftreekomponent (pdf)
Algemene vrae oor die tweepotstelsel (pdf)
Gevestigde komponent (pdf)
Impak van onttrekking uit jou spaarkomponent (pdf)
Spaarkomponent (pdf)
Vereenvoudiging van die tweepotstelsel (pdf)

English
Impact of divorce and maintenance orders, and other deductions on withdrawals (pdf)
What you need to know about tax before you withdraw from your savings component (pdf)
Frequently asked questions on two-pot (pdf)
How FundsAtWork is revolutionising the two-pot system (pdf)
Impact of withdrawal from your savings component (pdf)
Over 55s opt-in FundsAtWork Umbrella Provident Fund (pdf)
Over 55s opt-in Momentum Corporate Preservation Fund(pdf)
Retirement component (pdf)
Savings component (pdf)
Simplifying the two-pot system FundsAtWork Umbrella Funds (pdf)
Simplifying the two-pot system Momentum Corporate Preservation Funds (pdf)
Steps to withdraw from your savings component (pdf)
Two-pot withdrawal fees and tax implications (pdf)
Vested component (pdf)

seSotho
Diphello tsa ho ntsha tjhelete karolong ya ho (pdf)
Dipotso tse botswang hangata mabapi le tsamaiso ya (pdf)
Ho nolofatsa tsamaiso ya dipitsa tse pedi (pdf)
Karolo eo o nang le taolo ho yona (pdf)
Karolo ya ho boloka (pdf)
Karolo ya ho tlohela mosebetsi (pdf)

xiTsonga
Swita ndzhaku loko u humesa mali eka xiphemu xa vuhlayiselo eka mali ya wena ya mudende. (pdf)
Xiphemu xa ku tshika ntirho ku ya eki wiseni ku sukela hi 1 Ndzhati 2024 (pdf)
Xiphemu xo hlayisa mali ku sukela hi 1 Ndzhati 2024 (pdf)
Ku olovisa sistimu ya mapoto mambirhi (pdf)
Tihakelo to humesa mali eka mapoto mambirhi ni ku khumbeka hi tlhelo ra xibalo (pdf)
Xiphemu xa mali leyi endlaka ntswalo ku sukela hi 1 Ndzhati 2024 (pdf)

isiXhosa

Indlela ukukhupha imali kwimali yakho egcinwayo okuyichaphazela ngayo imali oyigcinele umhlala-phantsi (pdf)
Imali yomhlala-phantsi ukususela nge-1 kaSeptemba 2024 (pdf)
Imali egcinwayo ukususela nge-1 kaSeptemba 2024 (pdf)
Ukwenza lula inkqubo ye-two-pot (pdf)
Iimali ezitsalwayo kunye nerhafu ebhatalwayo xa kukhutshwa imali kwi-Two-pot (pdf)
Imali esele igciniwe ukususela nge-1 kaSeptemba 2024 (pdf)

isiZulu

Imibuzo evame ukubuzwa ohlelweni lwezimbiza ezimbili (pdf)
Ingxenye enikeziwe (pdf)
Ingxenye yokonga (pdf)
Ingxenye yomhlalaphansi (pdf)
Ukwenza lula uhlelo lwezimbiza-ezimbili (pdf)
Umthelela wokuhoxiswa emalini oyilondolozile (pdf)

We and our selected partners use cookies to enhance and personalise your experience on our website.Please see our cookie policy for more information.

To enhance your user experience on our site, read the website terms and conditions about our supported browsers.

Your browser's cookies are disabled. Enable cookies to ensure our website functions correctly. View our Privacy Notice.

Tell us more!
We're always looking for ways to improve your online experience. Please take a moment to complete the
2-minute questionnaire.